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Meet The Man Behind The Mortgage:



Tom joined loanDepot in 2018, bringing over 19 years of valuable experience. He received a Bachelor of Science in Business Administration from University of Wisconsin-River Falls, and then went on to earn a Masters in Public Administration from Indiana State University. His background includes working in many different mortgage capacities, including Senior Mortgage Underwriter, Supervisor in Business Operations, and most recently Loan Consultant. In 2012, Tom achieved a Direct Endorsement from FHA.

Tom’s journey in the mortgage industry began when he was recruited as an underwriter by a small company that provided land and home financing in the manufactured home sector. Throughout the years, Tom has developed a true passion for mortgages and serving his borrowers. Guiding his clients throughout one of the most important decisions of their lives is something he finds very rewarding.

In his free time, Tom enjoys golf, reading and traveling with his wife. He has been married for over 30 years and has a 25-year-old daughter, Sarah.

You can find Tom at the Rogers branch. Please don’t hesitate to contact him for any of your home financing needs!

MN LIC# MN-MLO-1456022

Homebuyer Programs

What Our Clients Say

Instead of having us talk about ourselves, why don’t we see what our clients have to say.

“Wonderful to work with, extremely informational, and truly all together Amazing thru every step of this process and we honestly couldn't ask for a better lender to be by our side.”
Maria Luxburg
CMO, Webnishar
“They walked me through everything step by step, which made this stressful process really fairly easy and actually a fun and enjoyable process.”
Matt Doran
CTO, Shiler
By the time we were moved, it was time for the closing and the beginning of the next phase of our lives. Thanks to Tom!! We got the house we wanted with a great mortgage in a timely manner."
Joe Pantoliano
CEO, Loxiret

Tom Kummeth

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3.5% Down Payment

Get The Home You Want With 3.5% Down and close in 30 days!

When compared side-by-side with No Money Down loans, the FHA loan can be more attractive.

When your mortgage Loan Officer dedicates himself to top-notch service, you close faster.


• Which loan fits YOUR needs

• There is no secret to buying a home with terrible credit... this Loan Officer will give you the map to get qualified!

• Call Tom today and find out what program(s) YOU qualify for and/or what to do to GET QUALIFIED in the next 60 days.

Are you or anyone you know looking to purchase a home? Allow Tom to give them all of their options!

Yes, have Tom call me!

Call Tom 612-389-9875

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